Tag Archives: student loans

Dear High School Graduates: You deserve a realistic account of the economy

Dear high school graduates: please glance at these charts before buying into the conventional life-course being promoted by the status quo. Here’s the summary: the status quo is pressuring you to accept its “solutions”: borrow mega-bucks to attend college, then … Continue reading

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It’s Time to Ditch 4 Years of Costly College for Directed Apprenticeships

Short, intense directed apprenticeships that teach students how to learn on their own to mastery are the future of higher education. So it turns out sitting in a chair for four years doesn’t deliver mastery in anything but the acquisition … Continue reading

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The Problem Isn’t Student Loans–It’s Higher Education

Everyone understands soaring student debt is a problem: burdened with $1.3 trillion in student loans, young people are unable to start businesses, buy homes and start families. The high cost of housing and meeting regulations to launch businesses add additional … Continue reading

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In Uncharted Waters

What I see as extremes that must necessarily end badly, others see as mere extensions of recently successful policies and trends. A long-time reader recently chastised me for using too many maybe’s in my forecasts. The criticism is valid, as “on the other … Continue reading

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Dear Keynesians: Your Sad Devotion to Your Failed Religion Hasn’t Conjured Up a Recovery–Here’s Why

That any schoolkid could predict eliminating feedback and consequences will lead to a series of disastrously poor choices by speculators and imprudent borrowers doesn’t register with the Keynesian Cargo Cult. The Keynesian Cargo Cult’s ability to print and squander money … Continue reading

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